Greg Fletcher
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I just signed up with Hagerty for a classic car type policy (all that they offer) and mine says 2500 miles a year, weekday or weekend, fun type driving (as long as it's limited to the maximum yearly), with no general schlepping for business or commuter driving. Agreed value ($10K) at $124 a year (where I live in California, that's as cheap as it gets), I'll limit my driving for a while. My regular insurance company wanted an additional $365 for 6 mos for some undetermined "limited" mileage and I would have needed a professional classic car appraisal (at my cost) to start with. As far as I've seen, at least around here, there is no in between for the insurance companies- its either a "classic" car under 2500 miles a year or it's not, in which case you pay regular rates.
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